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https://i.vimeocdn.com/video/2055814955-87dbb1e236ba888febbe524b0a58d8e5f9953543d37dca657396500cdc4ca68d-d

mortgage news

an optimistic outlook for the 2026 Housing Market

  John Lovallo of UBS weighs in.

Home Improvement Demand Expected To Rise

 Most Homes Coming On The Market Will Need Some Updates

VERIFIED PREAPPROVALS

PRE-APPROVAL LETTER CHECKLISTS

For w-2 employees

For self-employed borrowers

For self-employed borrowers

If you are a W-2 employee please send us the above items.  Be sure to send all pages of any checking, savings, retirement or investment account statements you want to include with your application.  If you only have your last one or 2 paystubs, you can just send us those and we will follow up with your more recent paystubs as you receive them.

We are here to help you every step of the way.  Always feel free to reach out with any questions.

For self-employed borrowers

For self-employed borrowers

For self-employed borrowers

If you are a self-employed person (i.e. you receive 1099's, or you own your own business) please send us the above items.  Be sure to send all pages of any checking, savings, retirement or investment account statements you want to include with your application. When sending your business tax returns please be sure to include all schedules.  (i.e. K-1's, 1099S) 

We are here to help you every step of the way.  Always feel free to reach out with any questions.

The Family Opportunity Program

Purchasing a Home for your Parents or Disabled Child?

The Family Opportunity Program can help you with significant savings on your down payment and interest rate. 

Learn more

HOME FINANCE TIPS

Applying With Student Loan Debt

Student loan debt will be calculated differently depending on the mortgage program you use.  What you need to know.

Find out more

Massachusetts Homestead Law Revised

The new Massachusetts Homestead Law will provide even broader protection to homeowners.

Find out more

HUD Increases 2025 Maximum Loan Amounts

HUD Increases 2025 Maximum Loan Amounts

HUD and FHA have increased the maximum loan amounts for Conventional and FHA Mortgages in Massachusetts for 2025.

Find out more

Low Down Payment Options

DOWN PAYMENT ASSISTANCE PROGRAMS

HUD Increases 2025 Maximum Loan Amounts

Borrowers now have a variety of low down payment options available.  Which one might be best for you?  Take a look at these popular programs.  Let us know if we can help with any questions.

Find out more

Home Renovation Programs

DOWN PAYMENT ASSISTANCE PROGRAMS

DOWN PAYMENT ASSISTANCE PROGRAMS

Location.  Location. Location.  You found the place you want to be.  BUT the house needs work?  It's easier than you think to fix it up and move in with one simple loan.  

Find out more

DOWN PAYMENT ASSISTANCE PROGRAMS

DOWN PAYMENT ASSISTANCE PROGRAMS

DOWN PAYMENT ASSISTANCE PROGRAMS

There are a variety of Down Payment Assistance programs available to income eligible Buyers in Massachusetts.  Here is an overview for you.  Feel free to call us with any questions you may have.

Find out more

A LOOK AT SOME Reverse Mortgage Basics

A LOOK AT SOME Reverse Mortgage Basics

A LOOK AT SOME Reverse Mortgage Basics

If you are considering a Reverse Mortgage your first step should be to educate yourself.  Let's start with the basics.

Find out more

Portfolio Home Loan Programs

A LOOK AT SOME Reverse Mortgage Basics

A LOOK AT SOME Reverse Mortgage Basics

Self-Employed Buyers with careers in the new Gig Economy and investors who own multiple investment properties may not fit well with traditional mortgage lending guidelines.  A Portfolio Program can be your tailor made solution.  

Find out more

Foreign National BUYERS ITIN Workers

A LOOK AT SOME Reverse Mortgage Basics

Foreign National BUYERS ITIN Workers

Are you are a Foreign National buying a 2nd home or investment property in the U.S.?

OR

Have you lived and worked in the U.S. with an ITIN number for 2 years or more and want to purchase a home?    

FIND OUT MORE

FHA Mortgage Insurance

FHA Mortgage Insurance

Foreign National BUYERS ITIN Workers

Improvements to FHA mortgage insurance rates are now in effect making the FHA program a viable option for buyers.

Find out more

from OUR CUSTOMERS

Contact Us

We are here to help.  Feel free to ask any questions you may have about the most sensible financing options for your present or future home.


You will soon find MORTGAGESAFE is your local and trusted source for outstanding rates, lower monthly payments and prompt, personal attention that guides you through the mortgage application process in record time.


CALL US.  WE WILL GET YOU HOME SAFE.

MORTGAGESAFE

17R Academy Lane, Falmouth, Massachusetts 02540

DIRECT: (774) 392-1295 FAX: (508) 548-8374 E-MAIL: mymortgagesafe@gmail.com WEB: www.mymortgagsafe.com

Hours

Open today

10:00 am – 06:00 pm

"We arrange but do not make loans"

Massachusetts Mortgage Broker License No.: MB716526

NMLS ID: 716526

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